Welcome to Easy Mortgage Online Guide
Commercial Mortgage Refinance Article
This is a selection made from among articles on Commercial Mortgage Refinance. For a permanent link to this article, or to bookmark it for future reading, click here.
Choosing a Mortgage
from: Jeff LakieA mortgage is probably the single largest loan that most of us will have in a lifetime, and choosing to commit yourself to one can be a scary notion. There is very little else that can lay claim on your life for twenty years or more - though a mortgage is probably cheaper than having kids!
Choosing the right mortgage for you can be a difficult process, and it is always helpful to talk to an independent mortgage advisor if possible. These companies will be able to evaluate for you the options that are available, and help you work out which one is best for you. Modern mortgages are far more flexible than even the type of home loans that were available a few years ago, including different interest structures and repayment options. Regardless of your situation, there will a mortgage that will be suitable for you.
There are many things to take into consideration before selecting a mortgage, but the first must be a careful look at your current finances. There will be little enjoyment to be found in your new home if you can barely afford the repayments upon it. There are some 100% mortgages available, but not everyone is eligible for these, so ask your advisor about this. Otherwise, you will require a deposit of some amount, so evaluate your savings also before choosing a mortgage.
The amount of your mortgage will depend on your earnings, and most lending institutions will require proof of this, which can usually be obtained from your employer. There will be a different procedure if you are self-employed - this is another aspect that your mortgage advisor can help you with. If your own earnings are in sufficient to obtain the amount you require, there are other options available, including parental guarantee of the loan, if your parents are homeowners. A mortgage advisor will be able to give you all the options.
A mortgage is a long-term commitment but with the right advise you will be able to find one that will allow you enjoy everything about your new home without having to worry overmuch about your finances. So always do your homework before you apply, to help ensure that you will find the right deal for you.
Mark Lambie is the founder of The Loan House a website that allows consumers to quickly and easily get mortgage quotes and mortgage information.
 |
 |
Warning: file(http://www.searchfeed.com/rd/feed/TextFeed.jsp?trackID=J4200085324&pID=67483&cat=commercial+mortgage+refinance&nl=5&page=1&excID=) [function.file]: failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found
in /home/quies/public_html/mortgage/datas/searchfeed.php on line 8
Commercial Mortgage Refinance Specific links
Commercial Mortgage Refinance News
Refinancing: Time to Act? - Wall Street Journal
 Wall Street Journal | Refinancing: Time to Act? Wall Street Journal By JESSICA SILVER-GREENBERG Mortgage rates have been hovering at historical lows for months—but some homeowners are waiting for even better deals before they take the plunge and refinance. Associated Press Townhouses in Beaverton, Ore. |
Clopton Capital to Release First Commercial Mortgage Rescue Tutorial Video - San Francisco Chronicle (press release)
Clopton Capital to Release First Commercial Mortgage Rescue Tutorial Video San Francisco Chronicle (press release) ... animate the process by which a business owner or commercial real estate owner can utilize an interest only commercial bridge loan to save their property and then refinance that debt with a commercial mortgage at rates that can be as low as 3.5%. |
TEXT-S&P raises 3 Bear Stearns Commercial Mortgage 2002-TOP6 ratings - Reuters
TEXT-S&P raises 3 Bear Stearns Commercial Mortgage 2002-TOP6 ratings Reuters OVERVIEW -- We raised our ratings on three classes from Bear Stearns Commercial Mortgage Securities Trust 2002-TOP6, a US CMBS transaction. -- In addition, we affirmed our ratings on seven other classes from the same transaction. |
No Takers for Texas as New York City Trophies Find Refinancing: Mortgages - Bloomberg
 Bloomberg | No Takers for Texas as New York City Trophies Find Refinancing: Mortgages Bloomberg More than half of the $19 billion in commercial property loans packaged into bonds in 2007 that mature this year may fail to be refinanced, according to Standard & Poor's. Almost $8 billion in commercial mortgages on New York real estate comes due this ... NYC trophy buildings find refinancing, secondary markets suffer |
Commercial Mortgage Bankers Are Doing Deals As the Real Estate Market Breathes ... - Huffington Post (blog)
Commercial Mortgage Bankers Are Doing Deals As the Real Estate Market Breathes ... Huffington Post (blog) For me, however, this event, billed as the "largest gathering of commercial and multifamily professionals," is a return to my roots. My entrepreneurial career was in commercial mortgage banking. "Values have probably bottomed out, or very close, ... |